Affordable Health Insurance

Your Lifeline to Your Future...

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Membership Has it's Privileges

In addition to providing our members with quality affordable health insurance, we provide at no extra cost many other benefits and privileges. These benefits include services, discounts, and additional health and life benefits which can save you anywhere from $5,000.00 to $ 35,000.00 or more depending upon your use.

It is our intention to provide you with more than just affordable health insurance and member benefits. We welcome you to this site for interesting informative and pertinent information and resources for the betterment of your health and well being.

Holistic approaches for healing, treatment and improving the overall state of one's health, mind, and spiritual being. There are many many methods through out history from regions and various cultures worldwide that have found their way into mainstream western society. Some of those include herbal & vitamin supplements, techniques for improving overall organ functions, reducing stress, and improving ones immune system by implementing some of these holistic approaches. We will try to bring to you each week new feature articles and other resources to help educate you about such approaches. Our philosophy is this, besides saving you money and giving you protection, Margo Kelly & Associates hope to provide you with many other alternative approaches to wellness to improve your overall state of being, or even just educate you as to the variety of options and methods that have been tried and utilized with a measure of success.

Did You Know?

Most insurance companies have the wording "Reasonable Charges" included in their policies. This allows them to decide the amount they will pay on your claim. You get to pay the rest. Our policies pay based upon "Usual and Customary" charges. This means the hospitals and doctors are the ones to determine the market price of their services...NOT your insurance company.

New Feature

We want to do our part to help you stay healthy for two reasons. One, we care about you. Two, we care about the rising cost of health care for all. Our New Wellness Feature addresses health concerns and the means to prevent diseases through better diet and nutrition and exorcise.

Laughter

They say that laughter is the best medicine. So being a blond myself, I am partial to blond jokes. Here is one of my favorites. "Why was the blond staring at the orange juice?" Because the carton said "Concentrate."

This information is intended only as a summary. It does not state all of the policy terms and conditions, nor the limitations and exclusions. Policy provisions and availability may vary from state to state. Underwritten by the Mid-West National Life Insurance Company of Tennessee, Home office Oklahoma City, OK. Property of Margo Kelly, Independent Agent. This is not the official Alliance for Affordable Services or Mid-West National Life Insurance Co. of Tennessee website.